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Motor Vehicle Accident Compensation in New York
You may be eligible to bring a lawsuit if were injured in an accident that New York considers serious. Your attorney can advise you on whether your injuries are in line with the criteria for this.
Insurance companies are skilled at disputing the extent of your losses. This can lead to settlement offers that fall short of what you need.
Damages
If you've suffered injuries in a motor vehicle collision you may be entitled to compensation. These damages are designed to cover your losses and expenses, such as medical expenses, lost wages, and property damage. You can also get compensation for suffering and pain. This kind of compensation is more subjective and can be difficult to quantify. A competent lawyer for torts can assist you in obtaining maximum damages for your injuries.
If, for instance you suffer an injury that results in permanent impairment to your leg or arm it could be possible to receive compensation for future costs that are associated with the impairment. These might include physical therapy, surgeries, or prosthetics. A permanent loss of a leg or disfigurement can cause emotional trauma that lasts a lifetime and reduce the quality of life. This is referred to as mental anguish.
Insurers frequently try to reduce the value of non-economic damages which are considered to be intangible. However, a knowledgeable tort lawyer at Morgan & Morgan can make sure you're awarded the full worth of general damages in your case.
Medical bills
Medical bills can quickly mount as you recover from injuries in a car accident. It is possible to feel overwhelmed by the costs particularly if still recovering from your injuries.
There are a variety of ways to help victims of car accidents pay for their medical bills. In New York, all drivers are required to carry Personal Injury Protection (PIP) which covers the initial medical expenses of a victim after an accident. PIP will also cover loss of income for up to 90 days if the victim of an accident is unable to work.
Medicare and health insurance can also provide medical coverage in addition to PIP. The only restriction is that a patient must be able prove that the expenses are connected to the accident by submitting medical bills and receipts.
Some hospitals and doctors may allow a victim of an accident to negotiate a payment arrangement in exchange for a lien on the victim's eventual personal injury verdict or settlement. These liens are also known as medical liens. If you fail to settle these liens in a reasonable amount of time, the debts may be transferred to collections. By tracking and storing their mileage receipts, the victims can also claim compensation for expenses incurred in traveling to and from medical appointment.
Loss of wages
Being absent from work due to an accident with a vehicle can put you in an extremely difficult financial position. Losing a few weeks of pay, or even a month can be a huge loss for Americans who live paycheck to paycheck. Fortunately, victims of car accidents can often recover lost wages through car accident lawsuits.
Typically, claims for lost wages are calculated by determining the amount of time an injured person would have worked regardless of their injuries. This could include missed shifts, overtime and any work performed while in hospital. To prove the loss of income the plaintiff has to seek evidence from his employer. This could be in the form of letters that verify the amount of hours they were off work and their hourly or salary. Pay stubs and copies of the person who was injured's last tax return could be included as well as other documents.
It is important to file the demand package as soon as possible after a car crash. The person who was injured is able to obtain the maximum benefit from their claim. Evidence of the accident is more convincing if promptly provided.
Pain and suffering
The physical and emotional distress that result from a car accident is difficult to place a value on. It is crucial to seek compensation in the case of your accident for the damages.
These are called non-economic damages. They can include the cost of suffering and pain and loss of enjoyment life Post-traumatic stress disorder (PTSD), and more. These costs can be difficult to quantify since it may take some time to understand the full impact of your injury.
Your lawyer can use one of two methods to determine your pain and damages. The multiplier method is the most widely used. motor vehicle accident law firm kent involves adding up the total amount of your economic damages that you have suffered, including future and past medical expenses, lost earnings due to your accident and property damage, then multiplying them by a number ranging from 1.5 to five to determine your total economic damages. The higher the number the more serious your injuries are deemed to be.
Another method to evaluate the degree of pain and suffering is through the basis of a per-day basis. Lawyers can request that the jury decide on a dollar amount each day you suffer. This can be especially helpful for accident victims who work outside the home or who are struggling to care for children while they heal from their injuries.